Chase Freedom Unlimited®
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Annual Fee: annual_fees
Welcome Offer: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening
My take: Great no annual fee card with earning at least 1.5% cash back on every purchase
Information about this card has been collected independently by Points & Profit.
Quick Overview
The Chase Freedom Unlimited® is one of the top no annual fee credit cards. This is great for people that only have a couple credit cards or someone that wants a simple cash back setup.
Welcome Offer
The Freedom Unlimited always has a good welcome bonus compared to other similar cards. It changes often, so click here to see the current bonus.
Annual Fee
$0
Spending Categories
- 5% on travel booked through Chase TravelSM portal
- 5% on Lyft rides through 3/31/2025
- 3% on dining
- 3% on drugstores
- 1.5% on all other purchases
Credits
- Complimentary 3 months of DoorDash DashPass when activated by 1/31/2025
- Up to $10 off non-restaurant DoorDash orders, every quarter, while enrolled in DashPass
Additional Benefits
- Secondary Auto Rental Collision Damage Waiver coverage
- Various Travel and Purchase protections
- Spend instantly after approval by adding card to mobile wallet
- Cash back rewards never expire when account is open
Transfer Partners
Chase’s airline and hotel travel partners are a fantastic way to increase the value of your Chase points. The Freedom Unlimited earns cash back in the form of Ultimate Rewards points. These points can be transferred to airlines and hotels if you combine them with one of three credit cards: the Chase Sapphire Preferred® Card ($95 annual fee), Chase Sapphire Reserve® ($550 annual fee), or the Ink Business Preferred® Credit Card ($95 annual fee).
1:1 points transfer to the following loyalty programs:
- Airline Travel Partners
- Aer Lingus, AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Emirates Skywards®
- Flying Blue AIR FRANCE KLM
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards®
- United MileagePlus®
- Virgin Atlantic Flying Club
- Hotel Travel Partners
- IHG® Rewards Club
- Marriott Bonvoy®
- World of Hyatt®
My Take
I recommend the Freedom Unlimited for anyone looking for a good cash back credit card. The welcome offer and the spending categories are strong and you never have to worry about being charged an annual fee.
The Freedom Unlimited is one of three Chase cards that make up the famous “Chase Trifecta”. The other two cards are the Chase Freedom Flex® ($0 annual fee) and the Chase Sapphire Preferred® Card ($95 annual fee). These three cards all earn Chase Ultimate Rewards points that can be used for airline and hotel partners.
